The Health Maintenance Plus Agency, Inc. (HMP Agency) platform is invaluable for any employer looking to protect their employees from unexpected and potentially harmful health outcomes. Our Shield One Group Fixed Indemnity Health Insurance product offering, underwritten by National Prosperity Health and Life Insurance Company, Inc. (Form Number NP FI CERT TX 817), is a worksite product offering sponsored by the employer, who is the policyholder. However, each employee voluntarily elects to purchase this group fixed indemnity policy and will receive a certificate of insurance. This fixed indemnity plan will help employees to secure coverage and receive benefits for events that may not typically be covered by their major-medical insurance or Medicare plans and will also help employees pay for their out-of-pocket, medical costs for such services as hospital confinement.
The Shield One is also a unique insurance plan because it includes a monthly, Health Management (Wellness) benefit. This health management (wellness) benefit offered within the indemnity plan opens up our entire wellness platform from Think Wellness Now, Inc. for employees to utilize each month. This health management (wellness benefit) will help employees to start setting realistic goals to improve their health and wellbeing and develop their own, customized, dietary, fitness and wellness plan to help prevent chronic, physical and psychological health issues from developing.
The Shield One Group Fixed Indemnity Health Insurance is not considered major-medical insurance, but it is a supplemental policy designed to fill in some of the gaps in coverage that conventional health insurance may not cover. The HMP Agency is the exclusive agency promoting this group fixed indemnity insurance plan that provides access to those who meet the requirements for 67 different benefits that may not be covered under their primary, major-medical plan.
Secure More Comprehensive Employee Medical Coverage
The NPLH® Shield One Group Fixed Indemnity Health Insurance provides access to those employees who meet the requirements for monthly, cash benefits for the following services:
- Daily Hospital Confinement
- Daily Hospital Intensive Care Unit Indemnity Benefit
- Outpatient Physicians Office Indemnity Benefit
- Ambulance Indemnity Benefit
- Accidental Death / Dismemberment Benefit
- Monthly Health Management / Wellness Indemnity Benefit
NPLH® Shield One Fixed Indemnity Enhanced Employee Benefits
The NPLH® Shield One Group Fixed Indemnity Health Insurance also provides access to those employees who meet the requirements for monthly, reimbursement benefits for 67 different 213(d) medical benefits that may not be covered under their primary, major-medical health insurance plan or Medicare including:
- Acupuncture
- Chiropractic
- Dental And Orthodontia Treatment
- Eye Examination And Eye Glasses
- Hearing Aids
- Fertility Treatment
- Weight Loss Surgeries
- Herbal Supplements
- Podiatrist Services
- Prescribed Medicines And Drugs
- Vitamins and Nutritional Supplements
Shield One Employer Fixed Indemnity Health Insurance Plan Highlights Of Benefits
- Monthly Health Management (Wellness) Benefit
- 67 Different 213(d) Medical Services That Might Not Be Covered By Major-Medical Health Insurance Or Medicare
- Guaranteed Issue
- Annually Renewable
- Encourages Healthy Behavior To Help Maintain Healthy Lifestyles
- Lowers Overall Health Care Costs
- Great Employee Retention Tool For Employers
- New Employees Do Not Have To Wait For Open Enrollment Sign Up
Contact Us for Insight into this valuable program at no obligation or cost to you and we will do the rest.
* Group Fixed Indemnity Health Insurance Group Shield One underwritten by National Prosperity Life and Health Insurance Company, Inc.
(Form Number NP FI CERT TX 817). This Policy Is NOT Major-Medical Health Insurance Or Medicare.